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Certificate of Deposit (CD)

Investors searching for low-risk investments that can easily be converted into cash, often turn to certificates of deposit (CD)*. A CD is a special type of deposit account offered at a higher rate of interest than a regular savings account. Unlike many other investments, our Certificates of Deposit offer guaranteed yields, flexibility, and the safety of FDIC & DIF insurance. You know exactly what you will get in return and when your money will be received. That is because you lock in a high rate that's guaranteed from the day you open the account until the day it matures.

  • Terms from 91 days to 5 years
  • Competitive rates, fixed for the term of deposit
  • Only $500 minimum deposit to open
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* Substantial penalty/tax may be imposed for early/premature withdrawal. Fees may reduce earnings.