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Home Equity Loans

Effective Date: March 17, 2017

Term

First Lien Rate

First Lien Annual Percentage Rate*

First Lien Payment
per $1,000

 

Home Equity Loan (with Automatic Payment Plan)

5 Years

4.375%

4.375%

$18.59

How to Apply

10 Years

4.500%

4.500%

$10.36

How to Apply

15 Years

4.500%

4.500%

$7.65

How to Apply

Home Equity Loan (without Automatic Payment Plan)

5 Years

4.875%

4.875%

$18.81

How to Apply

10 Years

5.000%

5.000%

$10.61

How to Apply

15 Years

5.000%

5.000%

$7.91

How to Apply

Term

Second Lien Rate

Second Lien Annual Percentage Rate*

Second Lien Payment
per $1,000

 

Home Equity Loan (with Automatic Payment Plan)

5 Years

6.250%

6.250%

$19.45

How to Apply

10 Years

6.500%

6.500%

$11.35

How to Apply

15 Years

6.500%

6.500%

$8.71

How to Apply

Home Equity Loan (without Automatic Payment Plan)

5 Years

6.750%

6.750%

$19.68

How to Apply

10 Years

7.000%

7.000%

$11.61

How to Apply

15 Years

7.000%

7.000%

$8.99

How to Apply

*APR based on $10,000 Loan Amount

Owner Occupied 1-4 Family Residential Properties & 1-2 Unit Second Homes

Homeowners insurance is required.

First Liens: If the Bank takes a first lien, payments will not include taxes and insurance, and your actual payment obligation will be greater.  If the property is in a trust, you may be charged closing costs that range from $76 to $152.  To obtain the discounted rate, payment must be withdrawn monthly from a Statement Account with North Easton Savings Bank.