8 Tips to Protect Your Identity
Identity theft continues to be one of the fastest growing crimes in the United States. In 2018, there were 14.4 million victims of identity fraud in the U.S., according to Javelin Strategy and Research. North Easton Savings Bank recommends following these tips to keep your information – and your money – safe.
2. Shred sensitive papers.
Shred receipts, bank statements, and unused credit card offers before throwing them away.
3. Keep an eye out for missing mail.
Fraudsters look for monthly bank or credit card statements or other mail containing your financial information. Consider enrolling in online banking to reduce the likelihood of paper statements being stolen. Also, don’t mail bills from your own mailbox with the flag up.
4. Use online banking to protect yourself.
Monitor your financial accounts regularly for fraudulent transactions. Sign up for text or email alerts from your bank for certain types of transactions, such as online purchases or transactions of more than $500.
5. Monitor your credit report.
Order a free copy of your credit report every four months from one of the three credit reporting agencies at annualcreditreport.com.
6. Protect your computer.
Make sure the virus protection software on your computer is active and up to date. When conducting business online, make sure your browser’s padlock or key icon is active. Also, look for an “s” after the “HTTP” to be sure the website is secure.
7. Protect your mobile device.
Use the passcode lock on your smartphone and other devices. This will make it more difficult for thieves to access your information if your device is lost or stolen. Before you donate, sell or trade your mobile device, be sure to wipe it using specialized software or using the manufacturer’s recommended technique. Some software allows you to wipe your device remotely if it is lost or stolen. Use caution when downloading apps, as they may contain malware and avoid opening links and attachments – especially from senders you don’t know.
8. Report any suspected fraud immediately.
Call Us: Our Customer Service Team will be happy to help with any questions you may have. Call 508.238.2007
If You Receive an Account Fraud Activity Alert: North Easton Savings Bank uses a monitoring service to identify possible fraudulent debit card activity. If you ever receive an alert for your account, call the Card Fraud Detection Line to report any approved transactions that have been marked as fraudulent. Call Card Fraud Detection at 833.249.0524
More Resources
US Dept. of Homeland Security’s Cybersecurity and Infrastructure Security Agency (CISA), Tip for avoiding social engineering and phishing attacks https://www.us-cert.gov/ncas/tips/ST04-014
FDIC Consumer News: Scammers Pretending to be the FDIC https://www.fdic.gov/consumers/consumer/news/march2020.html