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Home Equity Loans & Lines
Own your home? Let’s connect about options for renovating, refinancing, expanding, or taking out equity for a significant purchase.
Home Equity Line of Credit
A home equity line of credit, or HELOC, allows you to tap into your home’s equity to fund your project, whether you’re completing a home renovation, consolidating debt, or securing a down payment on a second home. A HELOC gives you an available line of credit that you can use as needed.
Home Equity Loans
If you're looking to convert the equity you've accumulated in your home into cash, a home equity loan could be a wise option. A home equity loan gives you a one-time lump sum that you repay with a fixed interest rate and repayment period.
Home Improvement Loans
If you want to make improvements to your home but don't have enough equity, consider a home improvement loan as an option.
Refinance
Many people choose to refinance their loans for various reasons such as reducing their fixed interest rate to lower their payments over the loan's lifetime, changing the loan's duration, or switching from a fixed-rate mortgage to an adjustable-rate mortgage or vice versa. Connect with our lenders to discover your options.
Subordination Agreements
If you are not refinancing your first mortgage with NESB we require a $200 fee to review and approve the subordination request.
Requests must be submitted by the mortgage lender requiring subordination.
- Lenders must send the completed Subordination Package and The Subordination Request Checklist along with the check for the Subordination Fee to:
North Easton Savings Bank
20 Eastman Street
South Easton, MA 02375
Attn; Subordination request dept. OR
- Complete package can be emailed to: subordinationrequests@northeastonsavingsbank.com
- Allow up to 10 days for the processing of all subordination requests. If all documentation and verification is not completed or if there are changes to the information provided, more time will be required to process your request. Subordination approvals are valid for 60 days.
- An approved and executed Subordination Agreement can be sent by NESB via UPS or Fed Ex with a prepaid shipping label.
- Notification of decision and a copy of approved subordination will be emailed to lender.
Please email subordinationrequests@northeastonsavingsbank.com with all questions and concerns
